Quote Originally Posted by JasonH-SRNA View Post
My wife and I have about $50k saved up so far. I start school May 2018. I'm concerned that it isn't enough money. My wife will be working full time while I'm in school. Has anyone ever tapped into their retirement for graduate school? I keep hearing that it isn't a good idea.
I don't think you should go to graduate school if it involves tapping into your retirement. That kinda ruins the point, which is to make more money. And also to be a better clinician, find yourself, etc. Because of the low interest rates available, tapping into your home's equity, LendingClub, and even borrowing from a life insurance policy would probably be better ideas than the fees and penalties associated with accessing retirement funds. After you graduate, paying off student loans before saving for retirement is a valid (though controversial) step.