Question about the much beloved student loans...

So the government loans per yr just got bumped up to 20,500 per acedemic year. Do most people get that loan and then a smaller Sallie Mae loan to make sure they have enough cash?

Also, when should I apply for the Sallie Mae loan? Does it take a long time to get the funds?

I have started the painful process of financing school and those that have gone before me were not kidding. One wait... one more question...

School starts in May ... that is part of the 2006-2007 acedemic year ... can I get 20K for just the summer???

~Jared