Does anybody know of an alternative loan that does not take into account COA and does not have to be certified by your school? I have checked with all of the usual suspects: Sallie Mae Tuition Answer, Suntrust Academic Answer, PNC Medical & Health Professions Loan, and My Rich Uncle. Nobody is currently offering any type of loan product that goes beyond your school's certified COA, which of course is ironically already covered by my Stafford and GradPLUS loans. If only my certified COA was my actual COA...Any suggestions would be most appreciated!